A Debt Collector or Collection Agency Can't
Disclose information of your debts to third parties
- Use abusive or other profane language
- Contact you after written notification that you do not want to be contacted any further
- Claim to be affiliated with any governmental organization
- Use abusive or other profane language
- Contact you after written notification that you do not want to be contacted any further
- Claim to be affiliated with any governmental organization
- Misrepresent the amount, character or legal status of a debt
- Threaten of to take any action that cannot be taken legally
- Accuse you having committed a crime
- Threaten or communicate false credit information
Did You Also Know that collection agencies also can not:
Call you before 8:00 A.M and after 9:00 PM
Call you and not announce who he/she is
Use deceptive methods to collect debts from a consumer
Call or Telephone you an unreasonalble number of times
Call you at an unusual place or time
Debt collectors can not call your place of employment or may not use false representation, (collectors may not distribute any falsely written communication simulating any document authorized, issued, or approved by any court, official, or agency of the United States or any states.)
Isn't it about time you stop receiving those harrassing calls from bill collectors.
Our step-by-step guide will show you the way to stop those collection calls:
The actual telephone script on what to say to collection agencies or bill collectors when they call you.
In addition to the telephone script, we are going to provide you a tracking form to keep for your records.
You will receive the "form" that our attorney has prepared to stop the calls and stop them from contacting a third party.